Personal and Business Loansup to ₹50 Lakh
Avail a Personal Loan or Business Loan of up to ₹50 Lakh at interest rates starting from 9.99% p.a.* through a completely digital application process, with in-principle approval within minutes and disbursal directly to your bank account.
Loan Products
Unsecured loan solutions of up to ₹50 Lakh, facilitated by Bajaj Markets in association with its RBI-regulated lending partners.
Personal Loan
- No collateral or guarantor required
- Digital KYC with no branch visit
- Disbursal within 24–72 hours of approval
- Suitable for weddings, travel, medical expenses, education and debt consolidation
Business Loan
- Collateral-free financing for working capital
- Minimal documentation based on GST returns or ITR
- Flexible repayment options
- Suitable for business expansion, inventory, equipment and cash-flow management
EMI Calculator
Estimate your monthly instalment, total interest payable and total repayment amount before you apply.
*The calculation is indicative. The final EMI will depend on the interest rate, processing fee and tenure sanctioned by the lender.
A Faster, Simpler and More Transparent Way to Borrow
Quick In-Principle Approval
Receive an in-principle decision within minutes of submitting your application, with the loan offer displayed on screen.
Trusted Platform
Applications are processed by Bajaj Markets, a Bajaj Group platform, in association with RBI-regulated lending partners.
Minimal Documentation
Submit your PAN, Aadhaar and income proof digitally. No physical paperwork or branch visits are required.
Transparent Terms
The applicable interest rate, processing fee and EMI are disclosed upfront, before you accept the loan offer.
Flexible Repayment
Choose a tenure between 12 and 60 months and an EMI suited to your monthly budget. Part-prepayment facility is available.
Dedicated Assistance
Our support team is available on WhatsApp and phone to assist you at every stage, from application to disbursal.
Four Simple Steps to Your Loan
Select Your Loan
Choose between a Personal Loan and a Business Loan and proceed to the secure online application form.
Provide Your Details
Enter your name, mobile number, PAN and income or business details. This takes about two minutes.
Complete KYC Verification
Complete Aadhaar-based e-KYC and upload the required documents from your mobile device.
Receive Disbursal
Review and accept the loan offer. The sanctioned amount is credited directly to your bank account.
Eligibility Criteria and Documents Required
Eligibility Criteria
- Indian resident between 21 and 60 years of age
- Salaried applicants with a minimum net monthly income of ₹15,000, or self-employed applicants with a stable income
- A credit score of 650 or above is preferred
- An active bank account for disbursal and EMI auto-debit
Documents Required
- PAN Card
- Aadhaar Card (as proof of address)
- Salary slips for the last 3 months, or ITR for the last 2 years
- Bank statement for the last 6 months
What Our Customers Say
“I applied on a Sunday evening and the amount was credited to my account by Tuesday. The process was entirely online and the EMI matched the calculator estimate.”
“I required working capital ahead of the festive season. The documentation was minimal, the charges were transparent and the disbursal was prompt.”
“The support team guided me through every step on WhatsApp. During a medical emergency, this speed of service made a real difference.”
Frequently Asked Questions
Apply for Your Loan Today
Submit your application through the official channel partner of Bajaj Markets. Receive an in-principle decision within minutes and disbursal within 24–72 hours of approval.